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The economics transformations that Zambia has made in the past 5 years have seen many small and medium scale businesses rise,However, these businesses have not been able to sustain themselves long enough due to lack of financing whenever huge business opportunities come their way. Many commercial bank policies have made it very difficult for these businesses to finance their businesses as these banks look for asset collateral which most of these small scale businesses do not have. GEMZ financial services after evaluation of the challeneges faced by these businesses,has com up with financial solutions to enable these businesses have access to any form of financing whenever a business opportunity comes in.

GEMZ Financial services works hard in identify financial challenges encountered by small scale and medium scale businesses and find win win solutions for both GEMZ financial services and the businesses operating in different parts of zambia.Our vision is to see these small scale and medium scale businesses graduate to another level. GEMZ Financial services also drives further to meet the financial needs of both public and private sector employees.